Your Credit Questions and Answers

 There are several fine print qualifiers on the Zero Percent Credit Card Offers.  With good credit in time you will get a lot of these offers. With a brand new card with a Zero Percent Offer you will be able to write a check or charge items on your card to start the Zero Percent Offer.     Usually there will be a t hree percent origination fee if you choose to write a check.  Sometimes if you charge the amount you are going to get the Zero Percent loan on you will not have to pay the three percent fee.  Three percent is not Zero Interest but what can you do? Small Business Using Zero Percent Credit Card Offers When I owned a small business, several times I used these Zero Percent Offers to buy inventory.  I had set up auto-pay so the payments were always made on time.  I also kept the offer from the credit card company in a file.  I would write down the date I received the offer and the date I used it.  I would track the terms of the loan and when I would have to pay it off to make sur