Managing Your Credit Cards with Autopay

 How Autopay works

Autopay automatically takes money from a checking or saving account and applies it to your Credit Card payment or loan.  It is a little different with different credit card companies.  Some will require you to send in a signed payment transfer from your checking account.  Others you can sign up online. 

You can sign up and autopay the whole balance, or just the minimum payment.  You can turn it off  or change from minimum to total balance at any time once you set it up.

Usually you can set up Autopay with your Credit Card company to make the payment ten to fifteen days after your statement date.

If you might not always have enough money in your checking account to make the whole payment, it is still a really good idea to have the minimum payment come out of your checking or savings every month.

My Autopay Solution

This is my solution for making credit card payments on time. I have over a dozen different credit cards. I have auto-pay set up on all of them.  I never want to miss a payment. 

My credit cards are paid in full with auto pay every month, it is really handy that I do not have to worry about missing a payment.

Most of the money I spend every month I use my credit cards and I collect airline miles or regular points..